Tipping Etiquette When You’re Saving on the Meal

Finding ways to save while dining out is smart—but knowing how to tip properly is just as important. Even when using coupons, rewards, or cashback apps, tipping your server fairly ensures you respect their service and the dining experience as a whole. Here’s how to handle tipping when your bill is discounted.

1. Always tip based on the pre-discount total
   This is the most widely accepted guideline in the service industry. If you use a coupon, loyalty reward, or cashback gift card, calculate your tip based on what the meal would have cost before savings were applied.

For example, if your total before discounts is $50 and you receive a $10 discount, tip based on the full $50—not the $40 you end up paying.

2. Gift cards still count as cash payments
   Whether you’re using a traditional gift card or a digital one from an app like Fluz, your server still did the same work. If you buy a gift card with cashback for a restaurant like Panera Bread, Shake Shack, or Taco Bell, the tip should be calculated based on your full bill, not just the cashback-adjusted amount.
3. Know the local tipping expectations
   In the U.S., tipping norms vary slightly by region, but here are standard benchmarks:

• 15–20% for average to good service

• 20–25% for excellent service

• 10% or less only if there was a serious issue (and ideally discussed with management)

4. Check if gratuity is already included
   Some restaurants automatically add gratuity, especially for large groups. Look for this on your receipt before tipping extra. This is common at places like The Cheesecake Factory, Olive Garden, and other full-service chains.
5. Tip in cash if you want to ensure your server gets it
   While tipping via credit or gift card is convenient, some servers prefer cash because it’s immediate and often untaxed. If you’re using a gift card bought through Fluz to pay, consider leaving the tip in cash when possible.
6. Understand how delivery and takeout tipping differs
   If you’re using delivery services like Uber Eats, DoorDash, or Grubhub, tips are often your delivery person’s primary income. For pickup orders, tipping is optional but appreciated—especially at locally owned spots or when the staff goes out of their way.
7. Be mindful during promotions or freebies
   If you’re redeeming a “free entrée” reward through loyalty programs like MyPanera or Taco Bell Rewards, calculate your tip based on the menu price of the item, even if you didn’t technically pay for it.

Conclusion
Dining smart means saving money without compromising the experience for others—especially your server. When using cashback apps, digital gift cards, or discounts, tip based on the original total and show appreciation for great service. It’s a small gesture that maintains goodwill and supports the people who make your meal possible.